Reward Checking

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Turn the tables on “traditional” checking account and instead get paid to bank your way! Reward Checking account pays high dividends and nationwide ATM fee refunds* every month. To earn your rewards, you just need to do a few banking basics that will save you time and money.

With Reward Checking, you can do more with your money — for free. Plus, you can even link your Reward Checking to a REAL Saver account to receive automatic deposits of your checking rewards every month. So while other banks are adding more fees, we're making our checking account pay you!

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  • Free checking that pays high dividends
    • 2.03% APY* on balances up to $10,000
    • 2.03% to 0.23% APY on balances over $10,000 depending on balance in account*
    • 0.01% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $15 monthly)*
  • Link to REAL Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free MasterCard® debit card
  • Direct deposit included
  • $25 minimum deposit to open


To earn your rewards, simply do the following activities and transactions in your Reward Checking account each monthly qualification cycle:

  • Have at least one (1) direct deposit transaction post and settle
  • Have at least 15 debit card purchases post and settle
  • Have at least one (1) automatic payment (ACH) or bill pay post and settle
  • Receive eStatements

It's really that easy! And even if you don't meet the qualifications one month, you can get back to earning your rewards the very next month.

*See the following Account Disclosures for more details:

REWARD Checking

REWARD Checking linked to REAL Saver

The future you is celebrating!