Auto Loans

The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands. We can set you up with one of our auto loans and save you some serious money. Finance with us and see just how much your credit union can do for you!
Check back for a new money saving offer!
Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!
GAP Coverage
The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!
Extended Warranty
Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!
- Nationwide coverage
- Rental car allowance
- No deductibles on covered parts or labor
- 24/7 emergency roadside services:
- Towing
- Flat Tires
- Jump Starts
- Lock-out Service
AutoSMART
Find the vehicle you've been looking for, online!
- Easy AutoSMART online tools
- Search by make, model, or year
- See current rates and prices
- Easily compare vehicles
- Exclusive benefits for credit union members
AUTO LOAN OFFER DETAILS: *APR=Annual Percentage Rate.Monthly Payment Example: Financing a New Auto Loan (2022 ≥10,000 miles or newer) in the amount of $25,000 for 36 months at 6.19% APR will have a monthly payment of $763.00. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Your rate/monthly payment will vary. Offer can end at any time without prior notice. Membership in First American Credit Union is required, ask us for specific details. Other restrictions may apply. Federally Insured by the NCUA.