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The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands.  We can set you up with one of our auto loans and save you some serious money. Finance with us and see just how much your credit union can do for you!



Bring your vehicle loan to First American Credit Union. We can help you save! 

  •  0.50% Rate Discount 
  • Get ahead with no payments for 90 days
  • Get 1% Cash Back up to $500

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service


Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

*APR=Annual Percentage Rate. The 90 Day NO payment option is available to qualified borrowers for new/used auto loan applications received 09/01/2022 - 09/30/2022.  The promotional offer is available to qualified applicants refinancing auto, motorcycle, RV, or ATV loans from other financial institutions. Existing First American Credit Union loans are ineligible. Indirect loans are not eligible for this promotion. Interest continues to accrue during the 90-day no-payment period. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Your rate may vary. Offer can end at any time without prior notice. The 1% cash back up to $500.00 is based on a minimum loan of $10,000.00.   The cash back will be deposited approximately 120 days after loan funding providing all First American accounts are in good standing. If loan is closed or paid-off within 6 months of opening, the 1% cash-back amount will be forfeited and added to the payoff amount. Membership in First American Credit Union is required ask us for specific details. Other restrictions may apply.

No need to wonder, "What if?"