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The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands.  We can set you up with one of our auto loans and save you some serious money. Finance with us and see just how much your credit union can do for you!

Rates

Calculators

Two great offers to choose from!  

Limited Time Auto Loan Rate Discount

  • 0.50% off your rate
  • 90 days no payment**
  • May 16 - May 31

Your Summer Road Trip Starts at First American Credit Union

This May, you can get an auto loan as low as 2.19% at First American Credit Union.   If you been considering buying a new or used vehicle, or if you’re tired of paying high loan payments on your current auto loan with another bank, this is the perfect chance to trade in your existing loan for something much more affordable for the summer road trip season.    

Purchase a new/used or bring your existing car, truck, motorcycle, ATV, or RV Loan to First American from another financial institution.  It’s that simple!  Purchase or Refinance with us, and in addition to a great rate, we’ll give you 1% CASH BACK when you qualify. You can use the cash back to fill your gas tank!

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service

AutoSMART

Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

Disclaimers:

Memorial Day Rate Discount offer details: *APR=Annual Percentage Rate. **The 90 Day NO payment option is available to qualified borrowers with a credit score of 640 or higher. This offer valid for applications received 05/16/2022 – 05/31/2022. The promotional offer is available to qualified applicants purchasing or refinancing auto, motorcycle, RV, or ATV loans from other financial institutions. This offer does not apply to refinancing existing First American Credit Union loans. The offer may not be combined with any other promotion. Interest continues to accrue during the 90-day no-payment period. Monthly Payment Example: Financing a New Auto Loan (2020 ≥10,000 miles or newer) in the amount of $25,000 for 36 months at 1.99% APR will have a monthly payment of $859.00. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Your rate/monthly payment will vary. Offer can end at any time without prior notice. Membership in First American Credit Union is required, ask us for specific details. Other restrictions may apply. Federally Insured by the NCUA.

 

Summer RoadTrip Offer details *APR=Annual Percentage Rate. The 90 Day NO payment option is available to qualified borrowers for new/used auto loan applications received 05/01/2022 - 05/31/2022. The promotional offer is also available to qualified applicants refinancing auto, motorcycle, RV, or ATV loans from other financial institutions.  Existing First American Credit Union loans are ineligible.  Indirect loans are not eligible for this promotion.  Interest continues to accrue during the 90-day no-payment period. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Your rate may vary.  Offer can end at any time without prior notice.  The 1% cash back up to $500.00 is based on a minimum loan of $10,000.00.    The cash back will be deposited approximately 120 days after loan funding providing all First American accounts are in good standing. If loan is closed or paid-off within 6 months of opening, the 1% cash-back amount will be forfeited and added to the payoff amount. Membership in First American Credit Union is required ask us for specific details.  Other restrictions may apply.

No need to wonder, "What if?"