EZ Loans
We all have financial needs from time to time — whether it’s an unexpected medical expense or a vehicle repair. Regardless of the reason, our EZ quick cash loans can help you get back on your feet.
Our short-term EZ loan is a better alternative compared to a loan from a payday lender or check-cashing store. After all, we are here to serve you, not take your money.
Get the funds you need to get back on track within one to two business days.
See below for the qualifications and how to apply.
*Annual Percentage Rate = (APR) is 28% with a maximum term of 4 months. A $500 loan at 28% APR for a term of four months has a payment of $132.45. ** 5% APR discount available with Automatic Payment transfer authorization from your direct deposit at First American Credit Union. Membership must be established for at least one full month prior to applying for an EZ Loan. $10 new membership fee applies. $20 non-refundable application fee applies and is due at the time of the application. Each application requires six months of employment and verification of two most current pay stubs. Only one EZ may be open at a time. Maximum of three (3) EZ Loans in any rolling six (6) month period (No rollovers permitted, each loan is fully amortized.). Your courtesy pay overdraft limit will be disabled during the life of the loan. Courtesy pay overdraft will be re-evaluated after the EZ loan is paid in full. EZ Loans subject to EZ Loan eligibility requirements. See application disclosure for full eligibility requirements, terms and conditions.