MyChecking

MyCheckingSM keeps it simple.
There are no balance or transactional requirements and no monthly service fees, when you choose eStatements6

Introducing YOUR Member Bonus.

We created a simple, no-minimum-balance checking account that will be truly rewarding for all of our members. Instead of qualifying for rewards or cash back, MyCheckingSM account holders will earn a 10¢ bonus on every signature based debit card purchase1.

Features and Benefits of MyChecking


My Member Bonus

MyCheckingSM account members will receive a 10¢ bonus on every signature based debit card purchase1

Just one of the many ways that we demonstrate our commitment to moving forward together!

 

Free ATMs Nationwide3

You have access to more than 85,000 ATM's for you to use for free.  Click here to locate an ATM or shared branch.

No Monthly Service Fee 

You won’t pay any monthly service fees2, regardless of how you use your account.

Overdraft Protection

Use your First American Savings4, Courtesy Pay, or Line of Credit accountto protect yourself.

Free Mobile Banking7

Save time, securely pay bills, send or receive money, and make deposits8

Free Online Banking

Access your account and eStatements6, pay bills, and send money at your convenience!

No Minimum Balance 

You won’t need to keep a minimum balance to avoid a fee or earn YOUR Member bonus.  

Debit Card Round Up Savings 

With our optional Debit Card Roundup, every purchase you make is rounded up to the nearest dollar. 

The “roundup” is then deposited into a savings account of your choice. 

Every time you swipe your debit card you’ll be saving money! 

1 Conditions apply. See Statement of Terms and Conditions. Receipt of this reward may be taxable. Consult your tax advisor.
2 MyChecking is free; however, certain fees incurred - such as stop payment, courtesy pay, or non-sufficient funds fee - will apply.
3 First American Credit Union does not charge a fee for the first 5 ATM withdrawals. Subsequent withdrawals will be charged $2 each except when made at any First American Credit Union-owned ATM. 85,000+ Surcharge free atms in Allpoint and CO-OP Networks. A 1% foreign transaction fee applies to withdrawals outside the United States.
4 Savings accounts are limited to six debit transactions per monthly statement cycle. First American will assess a $15.00 per item at the end of each month in which a Savings or Money Market Account has over six (6) restricted
transactions.
5 Refer to your line of credit loan agreement for interest, fees and charges associated with your line of credit.
6 eStatements are free. Paper statements are available at $5.00 a month.
7 Message and data rates apply.
8 Eligibility for First American Credit Union Mobile Deposit will be based on your account history with First American Credit Union. Deposits may not be available for immediate withdrawal.