First American Credit Union Share Certificates of Deposits are federally insured to at least $250,000 through the National Credit Union Administration (NCUA). A penalty may be imposed for withdrawals before the maturity of a share certificate. Average Percentage Yield (APY) is 1.20% for 7 months as of 06/01/2018. Promotional rate available only on seven month term for a limited time. Rates subject to change without notice. The stated APY assumes principal and interest remain on deposit for the term of the certificate. Early withdrawal penalties may apply. These certificates will automatically renew to a non-promotional certificate upon maturity. Other standard Share Certificate terms apply. For full terms and conditions or additional details contact First American.