REAL Saver


In the world of savings, REAL Saver from First American is the real deal! Link this convenient savings account to one of your rewards accounts — Reward Checking or REAL CashBack Checking — then sit back and let it do the hard work of saving for you.

Here’s how it works: each month your Reward Checking or REAL CashBack rewards will automatically transfer into your REAL Saver account — that’s up to 0.75% APY* on balances up to $10,000! Save effortlessly with REAL Saver. 

  • Free account that builds your savings effortlessly:
  • Automatic transfers of Rewards checking or REAL CashBack earnings:
    • 0.75% APY* on balances up to $10,000
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $5 minimum deposit to open


To earn your rewards, simply do the following activities and transactions in your Reward Checking or CashBack Checking account each monthly qualification cycle:

  • Have at least one (1) direct deposit transaction post and settle
  • Have at least 15 debit card purchases post and settle
  • Have at least one (1) automatic payment (ACH) or bill pay post and settle
  • Receive eStatements

See? It's that easy! And even if you don't meet the qualifications one month, you can get back to earning your rewards the very next month.

*See the following Account Disclosures for more details:

REAL Saver linked to REAL CashBack

REAL Saver linked to REWARD Checking

No need to walk into a branch!