REAL CashBack Checking

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Put some hard-earned cash back in your wallet with REAL CashBack checking. Unlike those other accounts that make you collect endless points, this account rewards you for up to $300 in purchases monthly — that’s up to $4.50 cash back per month.

Even better, you also receive ATM fee refunds nationwide*, all for doing some banking basics — things you probably already do.  You can even link to a REAL Saver account to build savings automatically.

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  • Free checking that pays you back
  • Earn 1.5% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $4.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $15 monthly)*
  • Link to REAL Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free MasterCard® debit card
  • Direct deposit included
  • $25 minimum deposit to open


To earn your rewards, simply do the following activities and transactions in your REAL CashBack Checking account each monthly qualification cycle:

  • Have at least one (1) direct deposit transaction post and settle
  • Have at least 15 debit card purchases post and settle
  • Have at least one (1) automatic payment (ACH) or bill pay post and settle
  • Receive eStatements

See? It's that easy! And even if you don't meet the qualifications one month, you can get back to earning your rewards the very next month.

*See the following Account Disclosures for for more details:

REAL CashBack

REAL CashBack linked to REAL Saver

The future you is celebrating!