Line of Credit

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Get a Personal Line of Credit - it's back, it's easy, and more convenient than ever!

A Personal Line of Credit can help you get the funds you need when you need. Similar to a credit card, your funds become available again, up to your limit, as you pay down the balance.  Simply use it when you need to.  You only pay interest on what you use.

Summary
  • Pre-approved credit limit
  • Easy access to funds by online banking or phone banking
  • Use funds as needed
  • Competitive rates
  • Only pay interest on what is used
  • Link to your checking account for overdrafts
  • Consolidate debts to avoid paying higher interest rates
  • Debt Protection coverage available at low cost
  • No annual fee

Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans are subject to approval. 

A Personal Line of Credit can be linked to a First American Credit Union Checking Account.  Debt Protection products are available independently of credit, are not a condition of credit, are provided by a third party partner and not insured by NCUA. You will receive additional information before you are required to pay for Debt Protection, which will include a copy of the contract containing the terms and conditions of Debt Protection. There are eligibility requirements, conditions and exclusions that could prevent you from receiving Debt Protection. See the contract for a full explanation of the terms and conditions of the program.