EZ Loans

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We all have financial needs from time to time — whether it’s an unexpected medical expense or a vehicle repair. Regardless of the reason, our EZ quick cash loans can help you get back on your feet.

Our short term EZ loan is a better alternative compared to a loan from a payday lender or check-cashing store. After all, we are here to serve you, not take your money. The funds you need to get back on track are just minutes away — stop by a branch to learn more.

Summary
  • $500 EZ Loans are now available
  • No credit check or collateral is required
  • 18.00% Annual Percentage Rate
  • $50 application fee
  • Up to 4 months to pay back your loan
  • Available to current First American Credit Union members with a checking account in good standing and that has been open for 6+ months
  • Member must be employed for at least 6 months
  • Direct deposit to your First American checking account is required
  • Any other loans with First American must be current
Additional Information
  • EZ loans are available in the amount of $500
  • There is a non-refundable $50 processing fee due at time of application
  • *Three consecutive net pay direct deposits must be made to account prior to application (net pay is the amount you take home after deductions are made)
  • Copies of two most recent pay stubs are required at time of application for income verification
  • Your courtesy advance limit will be temporarily suspended while you have a balance on this loan
  • No credit check or collateral is required
  • Member must be employed for at least 6 months
  • Member must have loan open for 3 months before a new application can be submitted.
A prompt response is a few questions away!