Got a vehicle loan from another financial institution? Call us or stop in today! We can refinance your loan and save you money monthly!
The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands. Even if you’re getting a used vehicle, or you already have one - we can set you up with one of our auto loans and save you some serious money. Finance or refinance with us and see just how much your credit union can do for you!
Refinance your auto, truck, RV or motorcycle with us!
We will meet or beat your current rate with another financial institution
Take a break with no payments for 60 days
$200 Cash Back
Loan protection available
Prompt, local decision-making and processing
Customized, friendly service from our experienced lending team
The promotional offer is available to qualified applicants refinancing auto, motorcycle, RV, or ATV loans from other financial institutions. All loans subject to credit approval.
First American CU will match or beat the interest rate the member would qualify with First American. The minimum interest rate match floor of 3.50%. 0% interest loans do not qualify. Member must provide verification of current interest rate at other financial institution to qualify. Qualifying member must agree to comparable remaining term and balance. Approved members may elect a different term (within guidelines) and the interest rate would be assigned based on current rate sheet guidelines. Not all applicants will qualify for the lowest rate. Interest continues to accrue during the 60-day no-payment period.
The $200 cash back is available on a loan total of $10,000 minimum. The cash back will be deposited to the primary applicant’s First American CU savings account approximately 120 days after loan funding providing all First American CU accounts are in good standing. If the loan is closed or paid-off within 24 months of opening the $200 cash-back amount will be forfeited and added to the payoff amount. The recipient is solely responsible for any personal tax liability arising out of this incentive. Existing First American CU loans or indirect loans not eligible for this offer. Membership in First American CU is required, ask us for specific details. Offer may expire at any time. Other restrictions may apply.
Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!
The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!
Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!
Rental car allowance
No deductibles on covered parts or labor
24/7 emergency roadside services:
Find a Vehicle
Enterprise Car Sales
At Enterprise Car Sales, we take the stress out of used car pricing and provide you with the peace of mind that you're buying a quality certified used vehicle.
No-haggle car prices
Certified used cars
Free CARFAX ® Vehicle History Report™
To find a car sales location near you, call 1-866-227-7253 or visit our Enterprise page today.
* APR=Annual Percentage Rate. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Your rate may differ. Offer can end at any time without prior notice. Monthly Payment Example: Financing a New Auto Loan (2017 or newer) in the amount of $20,000 for 60 months at 2.49% APR will have a monthly payment of $354.86. Membership in First American Credit Union is required ask us for specific details. Other restrictions may apply.