Auto Loans

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Got a vehicle loan from another financial institution? Call us or stop in today!  We can refinance your loan and save you money monthly!

The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands. Even if you’re getting a used vehicle, or you already have one - we can set you up with one of our auto loans and save you some serious money. Finance or refinance with us and see just how much your credit union can do for you!

Refinance with us!
  • Competitive low rates as low as for new, used, or classic vehicles
  • Refinance vehicles financed elsewhere and SAVE
  • Budget-friendly repayment terms
  • Flexible payment options: payroll deduction, direct deposit transfer from checking account, online payments, pay by phone
  • Choose from hundreds of dealerships through AutoSMART
  • Free pre-approvals for extra buying power when negotiating
  • Loan protection available
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
Extended Protection

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service
Find a Vehicle


Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

Enterprise Car Sales

At Enterprise Car Sales, we take the stress out of used car pricing and provide you with the peace of mind that you're buying a quality certified used vehicle.

  • No-haggle car prices
  • Certified used cars
  • Free CARFAX ® Vehicle History Report™
  • Trade-ins welcome
  • Financing available

To find a car sales location near you, call 1-800-227-7253 or visit our Enterprise page today.

*Annual Percentage Rate.Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Offer can end at any time without prior notice.  Membership in First American Credit Union is required ask us for specific details.  Other restrictions may apply.

No need to wonder, “What if?”