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The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands.  We can set you up with one of our auto loans and save you some serious money. Finance with us and see just how much your credit union can do for you!

Rates

Calculators

Spring into savings with our limited time loan sale!

  • Get 1.00% off your rate
  • Now until March 31st
  • 90 days no payment for qualified borrowers**
Are you shopping for your next vehicle? Or are you looking for a lower payment?
When you bring your next or existing car, truck, motorcycle, ATV, or RV loan to First
American Credit Union, we can take 1.00% APR off of your approved loan rate. Apply
for a purchase or refinance with us before March 31st, and in addition to a great rate,
you could qualify for 90 days before your first payment is due**.

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service

AutoSMART

Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

AUTO LOAN OFFER DETAILS: *APR=Annual Percentage Rate. **The 90 Day NO payment option is available to qualied borrowers with a credit score of 640 or higher. This offer valid for applications received 03/15/24 - 03/31/24. The promotional offer is available to qualied applicants purchasing or renancing auto, motorcycle, RV, or ATV loans from other nancial institutions. This offer does not apply to renancing existing First American Credit Union loans. The offer may not be combined with any other promotion. Interest continues to accrue during the 90-day no-payment period. Monthly Payment Example: Financing a New Auto Loan (2024  10,000 miles or newer) in the amount of $25,000 for 36 months at 5.44%APR will
have a monthly payment of $754.22. Rates, terms, and conditions vary based on qualications, credit worthiness and collateral conditions. Your rate may vary. Offer can end at any time without prior notice. Membership in First American Credit Union is required ask us for specic details. Other restrictions may apply. Federally Insured by the NCUA.

 

No need to wonder, "What if?"