Auto Loans

With First American on your side, you’ll get the right car at the right price, with a monthly payment that will work for your budget. We’ll even refinance a current vehicle for a potentially lower payment. Plus, we offer GAP coverage and extended warranties for additional peace of mind.

Memorial Day Sale, May 18-31!


  • Competitive low rates as low as 1.99% for new, used, or classic vehicles
  • 60 Days No Loan Payment
  • Plus, $100 Cash Back 
  • Refinance vehicles financed elsewhere and SAVE
  • Budget-friendly repayment terms
  • Flexible payment options: payroll deduction, direct deposit transfer from checking account, online payments, pay by phone
  • Choose from hundreds of dealerships through AutoSMART
  • Free pre-approvals for extra buying power when negotiating
  • Loan protection available
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
Extended Protection

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service
Find a Vehicle


Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

Enterprise Car Sales

At Enterprise Car Sales, we take the stress out of used car pricing and provide you with the peace of mind that you're buying a quality certified used vehicle.

  • No-haggle car prices
  • Certified used cars
  • Free CARFAX ® Vehicle History Report™
  • Trade-ins welcome
  • Financing available

To find a car sales location near you, call 1-800-227-7253 or visit our Enterprise page today.

*Annual Percentage Rate. The 60 Day NO payment option is available to qualified borrowers for new/used or refinanced auto loan applications received 5/18/2017- 5/31/2017. Existing First American Credit Union loans are ineligible. Interest continues to accrue during the 60 day no-payment period. Offer available for direct auto loan purchase or refinance. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Offer can end at any time without prior notice The $100 CASH BACK is based on a loan total of $10,000 minimum. The cash back will be deposited to your First American savings account approximately 120 days after loan funding providing all First American accounts are in good standing. If loan is closed or paid-off within 24 months of opening, the $100 cash-back amount will be forfeited and added to the payoff amount. Offer available for auto loan pre-approvals or refinancing a non-First American auto loan only. Indirect loans are not eligible for cash back. Rates, terms, and conditions vary based on qualifications, credit worthiness and collateral conditions. Membership in First American Credit Union is required ask us for specific details. Offer is ONLY good from May 18 through May 31 2017. Other restrictions may apply.

No need to wonder, “What if?”