Auto Loans


Got a vehicle loan from another financial institution? Call us or stop in today!  We can refinance your loan and save you money monthly!

The first step to getting a great new vehicle is to be approved for a loan with First American. You’ll get competitive rates and no hidden conditions that could cost you thousands. Even if you’re getting a used vehicle, or you already have one - we can set you up with one of our auto loans and save you some serious money. Finance or refinance with us and see just how much your credit union can do for you!

Refinance with us!
  • Competitive low rates as low as for new, used, or classic vehicles
  • Refinance vehicles financed elsewhere and SAVE
  • Budget-friendly repayment terms
  • Flexible payment options: payroll deduction, direct deposit transfer from checking account, online payments, pay by phone
  • Choose from hundreds of dealerships through AutoSMART
  • Free pre-approvals for extra buying power when negotiating
  • Loan protection available
  • Prompt, local decision-making and processing
  • Customized, friendly service from our experienced lending team
Extended Protection

Unfortunately, accidents do happen. And in case they do, you need to be ready. We can protect you against unexpected vehicle expenses with a couple of great insurance options. Let us help you choose the coverage that's best for you!

GAP Coverage

The value of your new vehicle can depreciate faster than the balance of your loan, leaving a gap between what you owe and the actual value of the vehicle. If the vehicle is stolen or totaled, you are still responsible for paying the difference between the loan balance and the amount of your insurance company's payment. For a one-time fee, you can protect yourself against this potential loss!

Extended Warranty

Mechanical problems always seem to pop up when you (and your bank account) least expect them. For greater peace of mind, ask about affordable extended warranty protection from First American. Anywhere you go in the U.S., you'll enjoy coverage for mechanical breakdowns, including rental car allowance!

  • Nationwide coverage
  • Rental car allowance
  • No deductibles on covered parts or labor
  • 24/7 emergency roadside services:
  • Towing
  • Flat Tires
  • Jump Starts
  • Lock-out Service
Find a Vehicle

Enterprise Car Sales

At Enterprise Car Sales, we take the stress out of used car pricing and provide you with the peace of mind that you're buying a quality certified used vehicle.

  • No-haggle car prices
  • Certified used cars
  • Free CARFAX ® Vehicle History Report™
  • Trade-ins welcome
  • Financing available

To find a car sales location near you, call 1-866-227-7253 or visit our Enterprise page today.


Find the vehicle you've been looking for, online!

  • Easy AutoSMART online tools
  • Search by make, model, or year
  • See current rates and prices
  • Easily compare vehicles
  • Exclusive benefits for credit union members

Get started online with CUDL AutoSMART today!

* APR=Annual Percentage Rate. The 60 Day NO payment option is available to qualified borrowers for new/used or refinanced auto loan
applications received 05/01/2018 – 05/31/2018. Existing First American Credit Union loans are ineligible. Interest continues to accrue during
the 60 day no-payment period. Offer available for direct auto loan purchase or refinance. Rates, terms, and conditions vary based on
qualifications, credit worthiness and collateral conditions. Your rate may differ. Offer can end at any time without prior notice. The $100
CASH BACK is based on a loan total of $10,000 minimum. The cash back will be deposited to your First American savings account
approximately 120 days after loan funding providing all First American accounts are in good standing. If loan is closed or paid-off within 24
months of opening, the $100 cash-back amount will be forfeited and added to the payoff amount. Offer available for auto loan pre-approvals or
refinancing a non-First American auto loan only. Indirect loans are not eligible for this promotion. Membership in First American Credit Union is
required ask us for specific details. Other restrictions may apply.

Monthly Payment Example: Financing a New Auto Loan (2017 or newer) in the amount of $20,000 for 60 months at 2.49% APR will have a monthly payment of $354.86.  Membership in First American Credit Union is required. Ask us for specific details. Other restrictions may apply.

No need to wonder, “What if?”