Loans

At First American Credit Union, we finance almost everything! Our staff of lending professionals are prepared to help you find the very best loan for your needs. You are welcome to apply for a loan online, by telephone, or in person.

We're here to help make life better for our members through low-rate loans.

You can make loan payments by payroll deduction or direct deposit transfer from your checking account.

Automated Phone Teller - FAST
FAST is a great way to keep track of your loan 24/7! Using any touchtone phone, you can make loan payments, find out your current balance, see how much interest you've paid, get a payoff date and balance, and more. Your privacy is protected by Personal Identification Number.

Loan Payment Protection
Could you handle your loan payments if an injury or extended illness kept you from working? Protect yourself and your family against financial hardship for pennies a day with low-cost Credit Disability Insurance (CDI) for your FACU consumer loan. CDI will make your loan payments until you're back on the job. We also offer Credit Life Insurance which will pay off your loan in the event of your death, preventing your family from facing a financial burden.

Protect yourself and your credit with disability and life insurance through CUNA Mutual Group.

Disability coverage helps make loan payments if you were to become disabled. It is available to either the primary or joint member and applies for either sickness or accidents. Benefits are payable from the first day of disability after a 30 day qualification period. To be eligible, you must be working 25 hours or more per week and under the age of 66.*

Life insurance pays off the loan balance in the event of death of either loan holder. Eligibility for the life insurance requires that the insured by under the age of 70.*
*some exclusions may apply.