Deposit rates

Investment Rates

Certificate Rates-(CD)

APY RATE
Share Certificates ($1,000 to $24,999)  
  6 month 1.51`% 1.50%
  1 year 1.61% 1.60%
  2 year 1.86% 1.85%
  3 year 2.17% 2.15%
  5 year 2.63% 2.60%

Share Certificates ($25,000 to ($49,999)  
  6 month 1.51`% 1.50%
  1 year 1.61% 1.60%
  2 year 1.86% 1.85%
  3 year 2.17% 2.15%
  5 year 2.63% 2.60%

Share Certificates ($50,000 or $99,999)  
  6 month 1.86% 1.85%
  1 year 1.96% 1.95%
  2 year 2.16% 2.15%
  3 year 2.32% 2.30%
  5 year 2.78% 2.75%

NOTE: Interest paid monthly on Certificates over $90,000.

A penalty will or may be imposed for early withdrawls.

Effective 4/06/09

Savings Rates

 
APY
RATE
Regular Savings
(min. $250)
($10,000 and over)

0.15%

1.01%

0.15%

1.00%

All-Savers
(Special Purpose Acct.)
(Minimum $250)

0.15%
0.15%
IRA Savings
(Minimum $100)

1.51%
1.50%
Checking
(Interest paid on balances greater that $1000.)

0.15%
0.15%
Market Share Savings
(Money Market)
   
  $1,500-24,999
.75%
.75%
  $25,000-49,999
1.00%
1.00%
  $50,000-99,999
2.51%
1.50%
  $100,000 - up 1.76% 1.75%

NOTE: Interest paid quarterly on the average daily balance on all Savings types.

Interest on Market Share and Checking Accounts are paid monthly on the daily balance.

Contact a First American Credit Union employee for more information concerning the terms and conditions of these accounts.

Effective 4/01/09