Checking account

Better-than-free checking
A First American Credit Union checking account not only has no fees or minimum balance requirements – larger balances also earn interest!

Totally FREE Checking:
  • NO Monthly Service Charge

  • NO Minimum Balance

  • NO Direct Deposit Requirement

  • Interest paid on balances over $1000

  • E-Statements

  • FREE VISA Check Card

  • FREE E-Alerts

  • FREE Online Banking

  • Our FREE checking has nothing to hide – No Fine Print, No Conditions

Golden Eagle Checking:
Available to ages 55 and over.

  • FREE standard checks for the life of the account
  • No minimum balance
  • No service charge

Visa Check Card:
Our Visa CheckCard takes the place of cash, checks and credit cards. Present it wherever Visa® debit cards are accepted. It looks and handles like a credit card, but instead of advancing credit, it automatically withdraws funds from your FACU checking account.

  • Your Visa CheckCard works at millions of places that accept Visa® debit cards
  • Get cash back from supermarkets and other participating merchants.
  • It's also an ATM card which you can use at any ATM displaying one of these logos:

Verified by Visa® required for online purchases
You need a Verified by Visa password to use your Visa® card for online shopping. Don't have one yet? No problem. You'll see a pop-up screen when you visit participating Verified by Visa merchants. Simply select and register your password to complete your purchase. Remember, Verified by Visa protects you against fraudulent use of your Visa card. It's free and secure, and lets you shop online with peace of mind.

To find out more or to register now, simply visit Verified by Visa®.

Courtesy Advance
Courtesy Advance, a valuable service from First American Credit Union covers your overdrafts and spares you the extra expense and embarrassment of returned checks. You'll never pay for the privilege until you need it. Call your local First American Office today for details on Courtesy Advance.